Financing Benefits

Financing created for Lincoln,
and crafted for you

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to choose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle. (Arrange your Lincoln lease return with our team)

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 847-380-9859 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority. Lincoln Lease Advantages

For many people, financing is the most intimidating part of the process and many people have come to expect help in getting financing at the dealership. Schaumburg Lincoln is no exception. We've dealt with just about every conceivable obstacle to getting car buyers financed for a new or used vehicle purchase.

When you visit Schaumburg Lincoln to purchase a car, you'll meet with a member of our finance department, who will walk you through the car financing process.

In addition to helping you get financing for your new or used vehicle. Schaumburg Lincoln offers several other finance products to help you preserve your vehicle investment and bring you peace of mind.


Bob Rohrman offers the following finance products:

  •  Extended Service Contracts: Protects you from the costs of unexpected repair bills beyond the manufacturer's warranty period.
  •  Non Limited Service Coverage: Offered for both new and pre-owned vehicle purchases made at Schaumburg Lincoln. Post-purchase vehicle is also offered. Call Schaumburg Lincoln's Finance team for more details.
  • Guaranteed Asset Protection (also known as "GAP Protection"): Protects you by paying the amount of the difference your insurance company pays and the amount owed to the finance company in the event your car is deemed to be a total loss.
  • Tire & Wheel Protection: This coverage protects you against road hazards for tires and wheels along with travel benefits.
  • Driver Care Ultimate Protection
  • Dent & Ding Protection: Protects your Lincoln investment from dents and dings to your vehicle.
  • Key and Remote Protection: Offers coverage for lost or damaged vehicle keys and remotes.
  • Windshield repair: Protection against cracks and road hazards.